I thought my neighbor Sally was kidding. She had suggested we go out and surprise our husbands by coming out naked to lie out by the pool. I mean, who does that? But when she pulled off her clothes, I realized she wasn't kidding.

"I love being naked. And my husband loves me being naked even more."

"With a body like that, he'd have to be insane to not want to see you naked all the time."

"Oh honey, you look great too. Come on, join me. Strip off your clothes and let's go lay out by the pool and see how long it takes for our husbands to come over and join us."

Well, we walked outside, and I was still partially hiding, hoping they wouldn't notice. But she called out to them. I'm sure I was beat red with embarrassment. The guys wolf whistled at us, and I loved it… and hated it. I knew they were staring at my naked body.

Sally leaned over. "I bet they're hard already. Want to go check?" She started walking over to our husbands, who were manning the grill. I followed her.

They had stopped talking about whatever it was they were talking about before. My husband's mouth hung open. Clearly, he liked the surprise.

"Good to see you again," Sally's husband said. He emphasized the "see" just to play with her. He gave her a kiss.

"Yeah. You're… you're looking…" My husband was at a loss for words.

"Your wife looks great, too silly. Don't tell me you've never seen her naked before." Sally was such a tease.

He swallowed hard. "Yeah, just not…"

"Not in public, with another girl…" I offered. He sheepishly smiled. His eyes kept darting back and forth between Sally and I. I think he liked us both. I hadn't noticed, but Sally's husband had been staring at me the whole time.

Sally reached out. I thought she was going to fondle her own husband, but that's when I noticed she grabbed my husband's crotch. "Yep. He likes you naked. He's nice and hard." I swear she was slowly stroking him through his shorts.

"Go ahead," she encouraged me. "I bet my horny husband is hard as a rock too. Give it a grab."

I bit my lip. I was a little shy for something like that. I looked at my husband, Sally's hand clearly holding on to his hard on.

"Let me help," Sally's husband offered. He pulled his swim trunks down, and Sally pushed my hand towards his cock. I reflexively grabbed onto it when my hand touched it.

It was nice and thick. Thicker than my husband's. I started to stroke it, forgetting that my husband was right there, probably watching me.

Though he couldn't tell, my pussy had gotten wet, and I was ready to fuck, even though I good girl like me would never… would I? I wondered if I could get my lips around it.

What would it feel like in my mouth, or in my pussy? Oh, to feel it stretch my pussy wide. I moved my hand to his balls, his big heavy balls. They must hold a lot of cum.

"That's enough," Sally said, snapping me out of my trance. I shook my head and came to my senses. She still had her hand on my husband's cock, but his was still covered. She could probably tell that my husband was longer than hers, but not nearly as thick.

She grabbed me by the hand and pulled me away. To the lounge chairs we went to sun ourselves.

When we were far enough away, she leaned over and whispered to me. "If you want to try it out, I'll arrange it for you."

"What?!?"

"I know that look. You liked how his cock felt, and wish you could feel it a little more… if you catch my drift."

"I do not." I was defensive. Maybe too much.

"You should tell your hard nipples that… or your pussy that's leaking juice down your leg."

Damn, I was horny.

"Don't worry. You're not the first girl to have that reaction to it. Nor was I, but I married it. But I'd be willing to loan it out. With certain conditions."

"Conditions?" I wondered out loud. "Like what?"

And that's when she told me her full plan.

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Tags: #milf #hotwife #swap #couplesswap